There are so many negative possibilities to driving without having insurance cover, some of them very severe. Despite this, around one in ten UK and US drivers are still on our roads without it and put everyone around them at risk. Lets look at 3 of the main problems that will soon be coming your way if you ignore the law and choose to drive without proper cover.
Penalties. Depending on your locations, there are wide range of penalties that you can face if you get found out. Getting points put on your lenience is one of the most common and this will have a knock on effect for things like future insurance costs and even employment. Most driving jobs for instance, request that you hold a licence that is free of penalty points. In most cases a fine will be slapped on your as well, which unfortanatly will more certainly be a greater amount that your insurance premiums would have been. If you are an employer and you don?t have business van insurance for example, you may even lose your whole fleet of vehicles.
Damage. If you are unlucky enough to have an accident and your vehicle is not covered by insurance, you will soon know about how expensive vehicle damage is. Not only will you be footing the bill for your own car’s damages but any other vehicles involved will have to be repaired using your money if the accident was your fault. you can even find yourself paying for damage to things such as road surfaces and even road side vegetation.
Medical fees. If the worst case scenario takes place and either yourself of someone else gets injured by your uninsured vehicle, the costs could be even steeper. Medical expenses are often very steep and only go up unfortunatetly, with each procedure and on going treatment the costs mount. At the end of the day it is really a lot cheaper to get insurance in the first place, as opposed to facing the inevitable fees
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